For 35 years, The Philadelphia, Pennsylvania debt-relief law firm of Cibik & Cataldo, P.C., has provided superior, cost-efficient, and value-oriented legal services in a compassionate and respectful manner to thousands of clients in Philadelphia County and the surrounding areas of Montgomery County, Delaware County, Bucks County and Chester County.The law firm of Cibik & Cataldo, P.C., is fully-staffed, located in Philadelphia, Pennsylvania, and concentrates solely on consumer and business bankruptcy matters. The Firm does not represent banks, finance companies or insurance companies: only individuals, small business owners, and their claims.Debt consolidation Attorneys Michael A. Cibik, Esq. and Michael A. Cataldo, Esq. are both certified by the American Bankruptcy Certification Board and have filed well in excess of 20,000 personal bankruptcies. ABC Certification provides an objective standard that assists the public in making informed decisions when choosing counsel. Additionally, ABC certification encourages attorneys to strive toward excellence and recognizes those attorneys who have met ABC’s rigorous standards.